The insurance of solar PV systems is an individual decision. If you have taken out a loan for the system, you will probably need to insure it. In general, you need to decide what the risks are and whether this will give you more peace of mind. For example, we rarely insure our systems.
As far as we know, currently only Unica insures solar PV systems and power plants.
Under the insurance “All risks of solar PV and thermal solar power plants” all types of solar PV and thermal solar power plants can be insured, owned by legal entities and individuals.
The object of the insurance are operational technical facilities for electricity generation, thermal installations for water heating and other additional devices.
The coverage is based on all risks. Any unforeseen or sudden loss, damage or damage to the objects or parts of them for any reason is subject to compensation, except for the risks excluded in the general conditions of the insurance.